Leadership News Hausa:

Duk Da Matsin Rayuwa: Bankuna Na Ci Gaba Da Cin Kazamar Riba Ta Hanyar Dora Wa Al’umma Haraji

Published: 18th, April 2025 GMT

Hakazalika, kamfanoni 43 da aka bayyana sun ba da shawarar raba jimillar Naira tiriliyan 1.678 ga masu hannun jarinsu, tare da yaba wa abokan huldarsu.

A cikin 2024, bangarori na kasuwancin Nijeriya ya gamu da kalubale masu yawa na tattalin arziki da samar da ababen more rayuwa wadanda suka yi matukar tasiri ga ayyukansa.

Masana’antun sun fuskanci matsin lamba daga hauhawar farashin kayayyaki, faduwar darajar Naira, hauhawar kudin ruwa, karin kudin wutar lantarki, karancin tallace-tallace, yawan haraji da kuma tabarbarewar tsaro.

A cikin wannan babbana al’amari, kamfanoni a manyan sassan tattalin arziki sun ba da rahoton sakamako mai karfi na kamfanoni da kuma bayar da lada ga masu hannun jari.

Idan za a kimanta halin da ake ciki, babban jami’in gudanarwa (Shugaba) na HighCap Securities Limited, Mista Dabid Adonri, ya ce, “Ta hanyar samar da, bankunan sun sami kansu a karshen ayyuka na wasu manufofi, wanda ta haka ne suka fahimci faduwar canjin kasashen da ba a taba gani ba da kuma makudan kudaden shiga daga zuba jari a basussukan jama’a.

“Abin takaici shi ne, sauye-sauyen kasuwanni da matakan tsare-tsare na kudi wadanda ke samar da karuwar kudaden shiga na bankuna sun sanya yawancin masana’antun da suka dogara da shigo da kayayyaki zuwa cikin gida asara, wadanda babu shakka sun yi nasasar shawo kan lamarin, kamar masu samar da siminti, suna da kasuwancinsu na fitar da kayayyaki domin samun daidaito.”

Ya yi nuni da cewa, duk da rauni na kasuwancin kayan masarufi sakamakon hauhawar farashin kayayyaki, bangaren gwamnati na ci gaba da aiwatar da manyan ayyuka, wadanda ke cinye kayayyakin gini da dama. Don haka ne ribar da kamfanoni kamar Dangote Cement da BUA Cement suka bayyana.

“To kuwa tun da aka riga aka bayyana wadannan kamfanoni a bainar jama’a da kuma yadda tsarinsu yake, babu wani dalili da zai musanta ribar da suke samu a ce ba gaskiya ba ce.

Adonri ya ce “Yawancin kamfanoni na Nijeriya suna yin fatali da ci gaban tattalin arzikin kasar da ke tabarbarewa, suna ba da rahoton riba da kuma yawan kudaden da aka samu,” in ji Adonri.

Babban jami’in gudanarwa na InbestData Consulting Limited Ambrose Omordion, ya aminta da cewa “bankuna da sauran kamfanonin Nijeriya suna bayar da rahoton riba mai yawa da kuma kudaden da ake samu duk da tabarbarewar tattalin arzikin kasar da kuma karancin sayayyar kayayyaki.”

Ya lura cewa manyan kamfanoni, musamman a bangaren banki, na iya za su iya tsira daga manyan kalubalen tattalin arzikin da kananan ‘yan kasuwa da daidaikun mutane ke fuskanta.

Ya kara da cewa ” Alal misali, bankuna, na iya samun manyan kudaden shiga daga wasu kwamitoci ko ayyukan sanya hannun jari wadanda ba su da alaka da ainihin kasuwancin ba da lamuni,” in ji shi.

A halin da ake ciki, shugaban Kungiyar Masu Hannun Jari Mai Zaman Kanta ta Nijeriya (ISAN), Moses Igbrude, ya yi nuni da cewa, “Rabon da bankunan ke bayyanawa gaskiya ne, domin harkokin kasuwancinsu na bayar da hidima ne, wanda ke samar da jari don ciyar da tattalin arzikin kasa gaba.

“Ba tare da manyan kudaden da za a inganta tattalin arzikin kasa ba, to ba za a taba samar da wasu dabaru na farfado da shi ba. Tare da kowane ciniki, akwai farashi da ya shafi sakonnin rubutu zuwa riba akan lamuni da aka ba wa abokan ciniki, kuma hakan na ba da ayyuka da yawa ga abokan cinikinsu a duk fadin kasar,” in ji shi.

A halin yanzu dai, shugaban kungiyar masu Masana’antu ta Nijeriya (MAN), Otunba Francis Meshioye ya yi kira da a tallafa wa bangaren masana’antu.

Ya ce, “ A 2025, fannin masana’antu ya ta’allaka ne ga nasarar sauye-sauyen tattalin arziki da ake ci gaba da samu, wadanda suka hada da aiwatar da sauye-sauyen harajin da ake shirin yi, da daidaita muhimman alamomin tattalin arziki, da zuba hannun jari a fannonin ababen more rayuwa da fasaha.

“La’akari da jerin sauye-sauye na kasafin kudi na gwamnatin yanzu, ana sa ran samun saukin tabarbarewar tattalin arzikin da samun wasu ci gaba a wannan shekara tare da kwanciyar hankali a cikin tsarin musayar kudi a 2025.”

Meshioye ya kara da cewa, domin fannin ya dawo da karfinsa, dole ne a ci gaba da kokarin inganta ayyukan da ake yi da kuma kara yin gasa, domin hakan na da matukar muhimmanci wajen taimaka wa masana’antun Nijeriya su shawo kan kalubalen da suke fuskanta.

Meshioye ya ce, “Masana’antu na da muhimmanci wajen bunkasa da kuma dorewar ci gaban tattalin arzikin Nijeriya. Muna neman gwamnati ta daidaita tare da amincewarmu cewa samun nasarar masana’antu kai tsaye nasara ce ga tattalin arziki, da bin hanyar fadadawa, rayuwa mai kyau ga ‘yan kasa.”

Daga kanmu, magana ta ƙare. Kuna iya samun rahotanni da ɗumi-ɗuminsu da gamsassun ruwayoyin labarai daban da na saura kai-tsaye cikin wayoyinku. Shiga zaurenmu na WhatsApp don sanin halin da ake ciki a duniya ko yaushe

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উৎস: Leadership News Hausa

কীওয়ার্ড: Haraji Matsin Rayuwa tattalin arzikin tattalin arziki hannun jari

এছাড়াও পড়ুন:

Kissoshin Rayuwa: Sirar Imam Hassan Almutaba (a) 120

120-Assalamu alaikum masu sauraro barkammu da haka barkammu da sake saduwa a cikin shirimmu na kissoshin rayuwa shiri wanda yake kawo maku kissoshin da suka zo cikin alkur’ani mai girma ko kuma cikin wasu littafan wadanda suka hada da littafin Dastane Rastan na Aya. Shahid Murtadha Muttahhari, ko kuma cikin littafin mathnawa na maulana Jalaluddeen Rum ko kuma cikin wasu littafan da fatan masu sauraro zasu kasance tare da mu.

////… Madallah, masu sauraro idan kuna tare da mu a cikin shirimmu da ya gabata a kuma cikin sarir Imam Al-Hassan Almujtaba (a) diyar Fatima (s) kuma jikan manzon All..(s) na farko , mon tsaya inda muka bayyana yadda Talha da Zubair suka bukaci Amirulmuminina (a) ya yi masu izini su je umra amma sai ya dubesu da idon shakka, sai yace masu ba umra kukeson zuwa ba. Kuna son yaudara ne. kuna son kwance bai’ar da kuka yi mani. Sai suka sake rantsewa kan cewa umra suke son zuwa. Sai ya sake karbar bai;a daga wajensu. Don ya tabbatar masu shifan da manzon All..(s) ya fada masa, dangane da su. Inda yake fadawa Imam Aliyu dan abitalib (a) kan cewa: Zaka yaki, a bayana,  masu kwace alkawali, da azzalumai da kuma wadanda suke saurin ficewa daga addini” Kamar yadda ibn Abil hadida ya kawo a cikin littafinsa sharhin Nahjul Balagha, JZ 1,  shafi na 201.

Sai kamar yadda zamu gani a nan gaba, da Talha da Zubai, da A’isha matar manzon All…(s) sun daga cikin wadanda suka kasance masu karya alkawali, wadanda manzon All.. (s) yace Aliyu zai yake su.

Daga nan sai ya barsu suka fita zuwa Makka. Inda suka je suka sami cewa Aisha tana cikin bakin ciki a lokacinda ta ji labarin cewa Aliyu dan abitalib (a) ya zama khalifa a bayan kissan Khalifa Uthman.

Malaman tarihi sun bayyana cewa bayan an kammala aikin Hajji na wancan shekarar,  sai ta kama hanyar Madina daga Makka, tana sauri don ta je da ga abinda Zai faru da Khalifa Uthman.

Malaman tarihin sun bayyana cewa, Aisha tana daga cikin wadanda suke ingiza mutane, kan khalifa Uthman. Wasu sunce ta fara sabani da shi ne tun lokacinda, ya haw kan kujerar Khalifanci, sai ya daidaita ta da sauran matan manzon All..(s) a rabonsu na dukiya da khalifa Umar yake basu.

Khalifa Umar yana fifitata a kan sauran matan manzon All..(s) amma Khalifa Uthman ya dai-daitasu da ita.

Wannan daya Kenan, sannan wata rana ta je wajensa tace ya bata gadonta, daga manzon All..(s). Sai yace mata, wani gado kuma, kina daga cikin wadanda suka shaida kan cewa: manzon All..(s) yace: Mu annabawa ba’a gadommu, abinda muka bari sadaka ne) a lokacinda Zahra (s) ta nemi gadonta daga babanta, kun hanata gadon babanta, sannan ki zo kice a baki gadonki daga manzon All..(s). sai ya hanata ta kara fushe da shi. Tun lokacin sunansa a wajenta ya zama Nathal, wato mai yawan gashi a jiki. Don haka basa shiri da ita.

Sannan ta bar Madina ta kama hanya zuwa Hajji a dai dai lokacinda yan tawaye suka yiwa gidan Khalifa kawanya.

Don haka da ta kammala aikin hajji sai tana sauri zuwa Madina don ta ga abinda zai faru da shi.

Amma a lokacinda ta isa wani wuri da ake kira ‘Sarf’ da sini ko sharaf da shini, sunan wani wuri kimani mel 6 daga Makka, sai ta hadu da wani mutum, daga cikin dangin mahaifiyarta, wanda ake kiransa Ubaidullahi dan Salamah, wanda ya fito daga Madina, sai ta yi sauri ta tambaye shi, wani labari kake da shi daga Madina, sai ya ce mata: An kashe Uthman :

Sai tace, sannan sun yi me? Sai ya ce, sun gamu a kan bai’a ga Aliyu, sai al-amura suka zama alkhairi a garesu.

Sai jikinta ya mutu, yanayinta ya canzu tana daga kanta sama ta sake dawo da shi kasa, tana cewa: Wallahi, ina da ace wannan(sama) ta fadi ta hadu da wannan(kasa), idan har wannan al-amarin ya tabba ga dan abitalib, to an kashe Uthman a matsayin wanda aka zalunta, kuma zan nemi fansar jininsa.

Sai Ubaidullah, yace me ya sa? Na rantse da All.. mutum na farko wanda ya fara mummunan kalma a kansa ke ce! Kin kasance kina cewa: ku kashe Naathal ya kafirta.

Amma me ya sa Aisha take wannan bakin ciki mai tsananin, kan dawowar khalifanci ga Amirulmuminina (a)? ba kome ba musulunci ya dawo da karfinsa na farko da ya rasa tare da hukumar Aliyu dan abitalib (a). Musulmi sun sami abinda suka dade suna nema.

Amma sai Aisha ta amsa wa dan kawunta kan cewa, sun nemi uthman ya tuba, bayan ya tuba suka kashe shi.

A bin tambaya ita ce, shin tana nan a lokacinda haka ya faru? Tana nan a lokacinda suka bukaci khalifa Uthman tuba, kuma tana nan sannan ya tuba? Kuma tanan nan sanda aka kashe shi? Da wa da wa suka kasashe shi? Shin Amirul muminina (a) yana daga cikin wadanda suka bada umurni a kasashe? Idan ba haka ba, me ya sa za’a dora masa laifin kissan Uthman a lokacinda mutane suka zabe shi.

Duk wadan nan tambayoyi sai ta amsa su kafin ta ce, ya zama wajibi a gareta neman fansar jinin Khalifa Uthman da yakar gwamnatin Imam Ali (a).

Ga wanda yake son sanin menene tsakanin Amirulmuminina (a) da kuma Aisha matar manzon All..(s) da kuma abinda ya sa bata son ganinsa a matsayin khalifan musulmi ta ya koma yadda tayi da manzon All..(s) da kuma iyalan gidansa tsarkaka.

Na’am, wanda ya koma baya zai ga cewa ta yi amfani da neman fansar jinin Uthman don yakar Amirulmuminina (a) ne don tsohuwar gaba da kiyayyar da takewa wannan gidan mai tsarki tun manzon All..(s) yana da ransa.

Aisha matan manzon All..(s) bata son wani alkhairi gad an uwan manzon All…(s) kuma ma’ajiyar ilminsa da matarsa diyar manzon All..(a) da kuma yayansu Alhassan da Alhussain (a) tun manzon All..(s) yana da ransa. Ta ga yadda manzon All..(s) yake girmamasu, yake, ya kebesu da kebebbiyar sonsa a garesu, ba don su danginsa ne ko kuma dan amminsa da diyarsa da jikokinsa bane, ee shi haka ne a garesu, amma don matsayin da suke da shi a wajen All..mai girma da daukka, Aliyu wasiyyinsa ne, tare da zaben All..T, ba babanta ba, Fatimah (s) diyarsa ne, amma kuma All…ya sanyata shugaban matan Aljanna, na duniya da lahira. Sannan Alhassan da Al-husain jikokinsa ne, amma kuma All…ya sanyasu cikin wasiyyan manzon All…(s) kuma daga tsotson Hussainine sauran wasiyansa 9 zasu fito. Na karshensu shi ne Mahdi na wannan al-ummar.

Don wadannan matsayi da daukakan da All..yayi masu ne suka gamu da hasadan masu hasada.

Wata rana manzon All.. (s) yana khudaba a cikin masallaci, sai yayi ishara da hannunsa ga dakinta, yana cewa,: Nanne fitina, nan ne fitina, nan ne fitina daga inda kahon shaitan zai fito.

Wannan kamar yadda ya zo a cikin Shahihul Buhari JZ daya, shafi na 125 a babin wajibcin Khumusi,

Hadisi mai kama da wannan ya zo a cikin Sahih Muslimu JZ na biyu  shafi na 503

Malaman tarihi sun bayyana cewa manzon All..9s) ya yi mata barazana da sakinta sau da dama, saboda yadda take cutar da shi da wadannan iyalan gidansa tsarkaka.

Ta ga yadda manzon All..(s) ya himmato da sin Aliyu da Matarsa Fatimah (s), himmatuwar da dukkan matansa basu samu irinsa ba.   

Wata rana babanta ya nemi izinin shiga wajen manzon All..(s), a lokacinda ya shiga, sai ya ji muryanta sama da muryar manzon All..(s). tana cewa: Wallah na san cewa, Aliyu ya fi soyuwa a wajenda da ni da babana, ..ta nanata wannan har sau biyu ko uku.

Kamar yadda Ahmad bin Hambal ya kawo a cikin Musnadinsa JZ 4 shafi na 275.

Banda haka, wani abinda yake mata zafi shi, bata haihuba, kamar yadda sauran matansa basu haihu ba, amma sai tana ganin yadda ya maida soyayyansa da jikokinsa Imam Hassan da Imam Alhussain. Yana sonsu matukar so, baya son duk abinda zai taba su.

Don haka ta tsaya tsayin daka, tun bayan manzon All..(s) don tabbatar da cewa Alioyu bai sami matsayin khalifanci ba. Amma gashi al-amarin ya kubuce mata. Ali ya zama Khalifa. Shi ne take neman duk wata hanya ta fidda khalifanci daga hannunsa.

Wannan duk tare da cewa ta ji manzon All..(s) yana fada dangane da Aliyu (a) falaloli, masu yawa. Cewa shi danuwansa ne, matsayinsa da shi, kamar matsayin haruna da Musa ne, har ya kara da cewa a hadisin Ghadir: Ya ubangiji ka jibanci wanda ya jibanceshi ka yi adawa da wanda yayi adawa da shi ka tabard wannan ya tabar da shi, ka risker da gaskiya tare da shi.) har zuwa karshen hadisin.

Amma hasada da rufe zuciyarta, tana neman duk wata hanya ta yakarsa da kuma dauke khalifanci daga hannunsa idan zata iya.

Sannan wani abnda ya sa bata son khalifanci ga Aliyu dan Abitalib sun hada da cewa tana son khalifanci ta koma cikin danginta, Banu taim. Tana son dan amminta Talha dan Ubaidullah ya zama Khalifa. Kamar yadda wasu malaman tarihi, musamman Akkad ya kawo a cikin littafinsa mai suna Abkariyyatul Imam Ali (a).

Hakama Ibnu Abil hadid ya kawo shi cikin sharhinsa na Nahjul Balagha JZ 6 shafi na 215.

Sannan na uku, wasu malaman tarihi suna ganin, ta fake ne da neman jinin Uthman, amma a shari’a, mai neman jinin wanda aka kashe shi danginsa na kusa, musamman dansa na cikinsa, idan babu shi to shugaban musulmi shi ne da hakkin ya nemi jinin wanda bai da waliyi. Khalifa Uthman yana da yaya maza wadanda zasu nemi hakkin zubar da jinin mahaifinsu, Aisha da Talha da Zubair da Mu’awiya da sauransu basu da hakkin neman jinin Uthman a lokacinda yayansa suna da rai. Sannan khalifan musulmi yana nan.

Wannan babban malami Allamah Ala’ili dan kasar Lebanon amma yayi karatu a jami’an alazhar a cikin littafinsa.

Masu sauraro a nan zamu dasa aya a cikin shirimmu nay au sai kuma wata fitowa idan All..ya kaimu assalamu alaikum wa rahamatullahi wa barakatuhu.